Payment Infrastructure that Connects
Every Moving Part.
WHAT WE DO
DataMesh exists to solve payment requirements that fall outside the boundaries of standard platforms, traditional provider models and conventional implementation approaches.
Built for the way you work.
DataMesh is a payment orchestrator and processor. The DataMesh Switch connects merchants, terminals and software to the banks and acquirers behind them.
Banks & acquirers
Merchants
Software partners
International banks
01
FOR BANKS / ACQUIRERS
Compete with the new players
New payment providers win merchants by offering more than card acceptance. DataMesh lets you offer digital wallets, closed loop cards such as fuel and gift cards and loyalty programs alongside the cards you already support.
Terminals to suit every merchant
Android terminals from leading providers, including Castles, PAX, Ingenico and Feitian, with countertop, handheld and unattended options to suit the way each merchant trades.
Acquire without running your own switch
Enter acquiring or a new market without building a processing host, or move off ageing switch infrastructure and reduce what you spend maintaining it. DataMesh processes your transactions through Cybersource or MPGS, while you remain the acquirer.
FOR MERCHANTS
02
Every way to pay on one terminal
Take cards, eftpos, digital wallets, fuel and gift cards and loyalty on a single terminal. Fewer devices on the counter and one simple process for your staff.
Omni-channel payments
Serve customers in store, online or through a payment link, and see your in-store and online payments together.
Least cost routing on debit
When a customer taps a debit card, DataMesh can send the payment over the lower cost network. Where your pricing passes that saving on, you pay less on every eligible transaction.
Payments for unattended sites
Fuel forecourts, car washes and taxi kiosks take payments on DataMesh with no staff at the point of sale. On the forecourt, each payment can carry vehicle and driver details and limit a fuel card to the products it allows.
03
FOR SOFTWARE PARTNERS
Compete with the new players
New payment providers win merchants by offering more than card acceptance. DataMesh lets you offer digital wallets, closed loop cards such as fuel and gift cards and loyalty programs alongside the cards you already support.
Compete with the new players
New payment providers win merchants by offering more than card acceptance. DataMesh lets you offer digital wallets, closed loop cards such as fuel and gift cards and loyalty programs alongside the cards you already support.
Terminals to suit every merchant
Castles, PAX, Ingenico and Feitian terminals, from countertop and handheld to unattended, so each merchant gets the device that suits how they trade.
Terminals to suit every merchant
Castles, PAX, Ingenico and Feitian terminals, from countertop and handheld to unattended, so each merchant gets the device that suits how they trade.
FOR INTERNATIONAL BANKS
04
One facility across several markets
Your corporate clients can sell in several countries without a merchant account in each one. The bank holds the facility with a local payment provider in each market, and each client connects once. This runs in production for an international bank today, across eight collection relationships covering cards, instant payments and virtual accounts.
One reconciliation across payment methods
Cards, QR, wallets and bank transfers are reconciled together, each payment matched to the provider's settlement and the bank's own account statement. Fees and taxes are calculated on every transaction as part of settlement.
Built for marketplaces
Every merchant and sub-merchant under a marketplace or platform has its own position. DataMesh works out what each one is owed and instructs the bank to pay it.
Your accounts, your merchant relationship
Funds settle into the bank's accounts, the bank makes every payout and the bank keeps the merchant relationship. The reconciliation and payout layer is also available on its own, for a bank that already accepts payments.
